How It Works
Enter your ZIP code and tell us what coverage you are looking for in Maryland
See what Maryland requires and compare quotes from licensed carriers
Choose coverage that meets Maryland requirements and get proof of insurance
Coverage Options
Understanding your coverage options helps you build a policy that protects what matters — without paying for what you don't need.
Liability Insurance
Every vehicle on a multi-car policy must carry at least your state's minimum liability limits. Bodily-injury and property-damage minimums vary by state — most common is $25,000 per person, $50,000 per accident, $25,000 property damage.
Full Coverage Car Insurance
Add collision and comprehensive to any vehicle on your multi-car policy. One car can carry full coverage while another carries liability only — the multi-car discount applies to the whole policy regardless of per-vehicle coverage levels.
Uninsured Motorist Coverage
Required in 22 states and optional in the rest. Covers injury and property damage when an at-fault driver has no insurance. Every vehicle on your multi-car policy must meet your state's uninsured-motorist requirement if one exists.
Multi-Car Policy Structure
A multi-car policy puts two or more vehicles on one policy under one renewal date. Each vehicle can carry different coverage levels — liability only, or liability plus collision and comprehensive — while the whole policy earns the multi-car discount.
